Coast FIRE Calculator
Find when compound growth alone can fund your retirement
Find the number that makes saving for retirement optional - when compound growth alone will finish the job. Interactive chart, year-by-year table, today's-money math, and multi-share options for every scenario.
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Sensible defaults are pre-filled - only change these if you have a specific view. Every result stays in today's money.
You'd need about $275,332 more invested today to coast. Or raise your monthly contribution, retire a little later, or trim retirement spending to close the gap.
Assumes contributions and growth are steady, in today's money (real return ≈ 3.9%/yr). This is an educational estimate, not financial advice - markets are not steady, and taxes and retirement account rules affect real outcomes.